Table of Contents
- 1 Keep Your Loved One’s Safe with Care Health Insurance:
- 2 Disclaimer of Health Insurance:
- 3 Care Health Insurance TOP PLANS:
- 4 List of Care Health Insurance Plans:
- 4.1 Care Health Insurance Plan:
- 4.2 Plan’s names are Joy Insurance Plan:
- 4.3 Plan names are Senior Health Insurance Plan:
- 4.4 Plan names are Health Enhance Super Top-up Plan:
- 4.5 Plan names are Freedom Plan:
- 4.6 Plan names are Critical Illness Insurance Plan:
- 4.7 Plan names are Cancer Mediclaim Policy:
- 4.8 Plan names are Heart Care Insurance Plan:
- 4.9 Plan names are Arogya Sanjeevani Policy:
- 4.10 Plan names are Operation Mediclaim Policy:
- 4.11 Plan names are Corona Kavach Policy:
- 4.12 Plan Names are Health Care Advantage Plan:
- 4.13 Plan names are Health Secure Personal Accident Insurance Plan:
- 5 Why Buy Care Health Insurance Plans?
- 6 Customer Service:
- 7 People Also Search:
- 8 FAQs About Care Health Insurance:
Keep Your Loved One’s Safe with Care Health Insurance:
In the moment’s world, health insurance is needed for all age groups, and by paying a standard manageable decoration, you can guard yourself against extravagant medical bills.
Thanks to the rapid-fire adaption of the internet and mobile technologies, individuals and families can now compare, access, and purchase multiple products in just many clicks.
The process of buying health insurance online has been simplified by digitization.
Purchasing health insurance online is less precious because there are no interposers involved and most insurers offer online abatements to their guests.
It’s also veritably accessible for guests to compare multiple insurance plans grounded on features and decoration to choose the option that’s stylish and suited to their specific requirements.
You can buy Care Health Insurance plans( formerly known as Religare Health Insurance) online to get unique health benefits.
Care health policy( Religare health policy) offers exclusive health plans that give maximum content at an affordable decoration.
You can compare multiple features of the Care health plan( Religare health plan) like eliminations and rejections, the number of affections covered, age criteria, etc. while copping online.
You can also check for the list of network hospitals on the Care Insurance website and know your nearest cashless healthcare provider.
You can also renew your health plan online from the comfort of your own home or anywhere different.
This allows you to save time and trouble. Secure payment gateways ensure the sequestration and confidentiality of particular data from end to end.
Besides that, the time it takes to pierce insurance is reduced because individuals can respond to queries incontinently and insurers can corroborate handed information in real time.
Disclaimer of Health Insurance:
Information Over is just for reference. Kindly relate the T&C of policy completely, Do relate IRDAI guidelines for duty impunity conditions.
- IBAI Claims text for FY 19- 20
number of claims settled till Feb 2022
** 20 reductions It’s 10 reductions for a 3-time policy term and 10 reductions for assuring 4, 5, or 6 members of the same family, in the same policy, on an individual sum ensured base.
An Insurance Plan Health Insurance is Perfect to Protect You, Your Family OR Your Parents:
Myself:
| For Individuals aged between 18 to 65 years. |
| No capping on Room rent – Treatment at a Single Standard A/C Room. |
| Hospital cash Benefits. |
| All Day care Procedures are Covered. |
| Cost of Health Check-ups for Every Claim Free Year. |
My Family:
| Affordable Health Insurance covers on a floater Basis. |
| Covers Dental / ophthalmic treatments on an OPD Basis. |
| Up to 100% Increase in Sum Insured upon a Claim-Free Renewal. |
| Benefits include an Air Ambulance Facility and Availing Second Medical Opinion. |
| No Capping on Room Rent – Treatment in a Single A/C Room. |
My Parents:
| For Senior Citizens aged between 60 to 75 Years. |
| No Pre-insurance Medical Test Required. |
| Covers pre-existing diseases from the second year onwards. |
| Medical Consultations as an Out-Patient in a Network Hospital. |
| Guaranteed Lifetime Renewals. |
Care Health Insurance TOP PLANS:
Care Freedom for Diabetes:
| Room Rent Limit | Twin sharing room (Up to Rs. 3,000 per day) |
| No Claim Bonus | Not Covered |
| Starting at | ₹ 913/month: |
Care Global (Global Coverage):
| Room Rent Limit | Single Private A/C Room (Upgradable if not available) |
| No Claim Bonus | 10% increase in Sum Insured (max 50% and 10% decrease in case of a claim) |
| Starting at | ₹ 3354/month |
Care Freedom:
| Room Rent Limit | Twin sharing room (Up to Rs. 3,000 per day) |
| No Claim Bonus | Bonus Not Covered |
| Starting at | ₹ 471/month |
Care Health Insurance at a Glance:
| Features | Specifications |
| Hospital Network | 7400+ |
| Incurred Claim Ratio ( 2018-2019) | 55% |
| Claim Settlement Ratio | 95% |
| Waiting Period specified for Pre-existing disease(s) | 4 years |
| Policy Renewability | Lifetime renewal |
| Total Claim Paid | 7lakh+ |
Care Health Insurance( Formerly Religare Health Insurance) offers motherliness insurance plans, elderly citizen insurance plans, Diabetes and hypertension coverage, cancer/ critical illness insurance, top-up health insurance plans, and individual and family floater insurance plans. These plans are designed to cover the cost of precious medical treatments, technical medical procedures, individual tests, sanitarium room charges, etc.
List of Care Health Insurance Plans:
Care Health Insurance( Formerly known as Religare Health Insurance) Company offers a comprehensive range of health insurance plans to guests.
The list of colorful health insurance plans offered by Care Health is given below:
Care Health Insurance Plan:
| Max. Coverage 6 crore 91 Days |
| For Family |
| Max. no age Limit |
| Min. CoverageRs 3 lakh |
| Max. coverage 6 Crore |
Plan’s names are Joy Insurance Plan:
| For Pregnancy |
| Min. Age1 days |
| Max. Age65 Years |
| Min. CoverageRs 3 lakh |
| Max. coverage 5 lakh |
Plan names are Senior Health Insurance Plan:
| For Senior Citizens |
| Min. Age61 years |
| Max. no age Limit |
| Min. CoverageRs 3 lakh |
| Max. coverage 10 lakh |
Plan names are Health Enhance Super Top-up Plan:
| For Top-up |
| Min. Age1 day |
| Max. no age limit |
| Min. CoverageRs 1 lakh |
| Max. coverage 55 lakh |
Plan names are Freedom Plan:
| For Diabetes, High BP & BMI |
| Min. Age90 days |
| Max. no Age Limit |
| Min. CoverageRs 3 lakh |
| Max. coverage 10 lakh |
Plan names are Critical Illness Insurance Plan:
| For Critical Illness |
| Min. Age18 years |
| Max. Age65 years |
| Min. CoverageRs 1 lakh |
| Max. coverage 25 Crore |
Plan names are Cancer Mediclaim Policy:
| For Cancer |
| Min. Age5 years |
| Max. Age50 years |
| Min. CoverageRs 10 lakh |
| Max. coverage 2 crore |
Plan names are Heart Care Insurance Plan:
| For Heart Diseases |
| Min. Age18 years |
| Max. no Age Limit |
| Min. CoverageRs 3 lakh |
| Max. coverage 10 lakh |
Plan names are Arogya Sanjeevani Policy:
| For Individuals |
| Min. Age 3 months |
| Max. Age 65 Years |
| Min. CoverageRs 50,000 |
| Max. coverage 10 lakh |
Plan names are Operation Mediclaim Policy:
| For Surgeries |
| Min. Age5 years |
| Max. Age50 years |
| Min. AgeRs 10 lakh |
| Max. AgeRs 2 Crore |
Plan names are Corona Kavach Policy:
| For COVID-19 |
| Min. Age1 days |
| Max. Age70 years |
| Min. CoverageRs 50,000 |
| Max. coverage 5 lakh |
Plan Names are Health Care Advantage Plan:
| For Family |
| Min. Age 91 days |
| Max. no Age Limit |
| Min. CoverageRs 25 lakh |
| Max. coverage 1 crore |
Plan names are Health Secure Personal Accident Insurance Plan:
| For Accidents |
| Min. Age 91 days |
| Max. Age 70 years |
| Min. Coverage Rs. 10 lakh |
| Max. coverage 25 Crore |
Why Buy Care Health Insurance Plans?
You can buy some of the most comprehensive and wide range of medical insurance plans from Care Health Insurance( Formerly known as Religare Health Insurance).
still, you can check out the list of reasons that make it a salutary choice If you’re planning to buy one from Care Health Insurance( Formerly known as Religare Health Insurance).
Promising Claim Agreement Rate- The Care Health Insurance (Formerly known as Religare Health Insurance) company’s claim agreement rate also reflects appreciatively at 93.
It’s important to check the CSR of the company, which is the rate of the claim settled to the claims entered by the Insurer.
The more advanced the chance, the better the claim agreement capability.
Ultra-wide Hospital Network The insured people have an option to mileage treatment in further than 7400 leading hospitals across India.
Easy Claim and Grievance Redressal Care client care and health insurance platoon are well-equipped to feed your queries around- the timepiece.
Just bring your conditions to the insurer and you’ll get an acceptable resolution right down. The turn-around item for cashless health insurance claims is around 2-
Comprehensive Health Insurance Products The insurance products offered by the Care Health Insurance( Formerly known as Religare Health Insurance) company are- inclusive.
ensured members can insure good health by serving the right treatment at one of the stylish hospitals in India or abroad, as per the plan bought.
Key Benefits of Care Health Insurance Plan:
Care Health Insurance( Formerly known as Religare Health Insurance) offers comprehensive health insurance plans that make it a smart choice for you and your family.
Following are the crucial benefits of Care Health Insurance( Formerly known as Religare Health Insurance) plans that a policyholder can mileage.
Care Health Insurance( Formerly known as Religare Health Insurance) also provides critical illness coverage and pays for the charges incurred on treatment of life-changing ails
Care Health Insurance( Formerly known as Religare Health Insurance) offers health insurance plans for families of up to 6 members( 4 Grown-ups and 2 Children)
Its health insurance plans offer expenditure content for over 30 Days and 60 Days prior to and post-hospitalization.
The insurer also gives an option for mileage volition treatment cover, day-care procedures, ambulance cover, health check-ups, and the likewise.
The insurance company has designed specific health plans that cover 16 critical heart-related conditions.
Care Health Insurance( Formerly known as Religare Health Insurance) offers health insurance plans for families of up to 6 members (4 Grown-ups and 2 Children) Its health insurance plans offer expenditure content for over 30 Days and 60 Days prior to and post hospitalization.
A wide range of defined surgeries are also recompensed by Care Health Insurance( Formerly known as Religare Health Insurance) plans Pre-existing conditions are covered after a staying period of 4 times.
Care Health Insurance( Formerly known as Religare Health Insurance) programs are lifelong renewable, and the policyholder doesn’t have to worry about any fiscal issue that may strike during a medical exigency Care Health Insurance( Formerly known as Religare Health Insurance) has tie-up with further than 7400 hospitals where the insured person can mileage cashless treatment installation bus recharge or restoration of the sum ensured is handed in case the content is exhausted after serving the medical treatment
Care Health Insurance( Formerly known as Religare Health Insurance) provides an easy portability option to its guests.
It follows a simple process including checking decoration payments, furnishing content details, and pending payments.
The insured can mileage-free medical scan installations as well.
Care Health Insurance Plan Add-on Covers:
The following are the add-on covers offered by Care Health Insurance (Formerly known as Religare Health Insurance) with all their medical insurance plans No Claim perk Super This add-on cover by Care Health Insurance (Formerly known as Religare Health Insurance) provides an increase in the sum ensured by 50 for every claim-free time up to outside of 100.
Everyday Care This add-on cover provides 1 of the Sum Insured for croaker discussion & individual tests each Unlimited Automatic Recharge This add-on is covered by Care Health Insurance (Formerly known as Religare Health Insurance) provides reinstatement of the sum ensured every time it gets exhausted, for an unlimited number of times.
Air Ambulance Cover This add-on cover provides proper content for treatments that aren’t in your megacity particular Accident Cover This add-on cover provides an Accidental Death cover and endless Total Disability cover for over 10 times the Sum Insured International Second Opinion This add-on cover provides you the option to consult croakers before going ahead with any course of treatment.
Global Coverage This add-on cover provides cashless coverage at network hospitals outside India.
Care Health Insurance Plan Inclusions:
Addition of Care Health Insurance( Formerly known as Religare Health Insurance) Plans may differ from one plan to another. Some of the eliminations that are common under all the programs are given below:
Outpatient Hospitalization Cover: Care Health Insurance (Formerly known as Religare Health Insurance) plans to cover in-case hospitalization charges including room rent, boarding charges, ICU, OT, blood, croaker freights, and analogous payouts.
Pre-Hospitalization Cover: The cost of treatment before the sanitarium admission is also paid up to the specified limit and for a specific number of days.
Post-Hospitalization Cover: The cost of treatment including drugs, individual tests, etc. After getting discharged from the sanitarium is also paid up to the specified limit and for a specific number of days
Domiciliary Hospitalization Cover: If the croaker recommends home treatment also it’s also paid by the insurer.
Health Check-up Installation: Care Health Insurance( Formerly known as Religare Health Insurance) plans also cover certain health check-ups as specified in the policy wording.
Indispensable Treatments: These refer to indispensable medical treatments similar to Ayush hospitalization, Homeopathy, Unani, Siddha, and Ayurveda.
Day Care Treatments: Care Health Insurance( Formerly known as Religare Health Insurance) plans cover treatments that don’t bear 24- hours of hospitalization.
Organ patron Cover: The stylish part about Care( Formerly known as Religare) medical insurance plans is that it pays for organ patron costs as well.
No Claim Perk: The insurer also pays an A- claim- reduction for not filing a claim during the policy term. The sum insured quantum is increased by the chance of NCB at the time of renewal.
Alternate opinion: The insured person can also get compensation for taking an alternate medical opinion on the ongoing treatment.
Recharge of SI: In case the sum insured is exhausted it’s restored during the policy term.
Care Health Insurance Plan Exclusions:
The rejections under the Care Health Insurance( Formerly known as Religare Health Insurance) programs may vary from one plan to another.
still, the following are the rejections that are common to all the plans.
Any opinion of conditions or any witnessing of surgery whose signs or symptoms first do within 30 days of the policy launch date
Charges attributable to tone-foisted injury i.e. performing from self-murder or a tried self-murder.
Charges attributable to alcohol or medicine use/ abuse/ abuse Medical charges incurred in the treatment of AIDS.
Treatment due to gestation and parturition, confinement, revocation, and its consequences natural conditions.
Tests and treatment relating to gravidity and in-vitro fertilization Hospitalization due to war, hoot, strike, nuclear munitions.
Care Health Insurance Claim Process:
Partake the Information give hospitalization details and other medical details of the insured person including:
- Policy Holders Name
- Name of the Descendant
- Client ID
- Details of the Sanitarium and Treatment
- Date of admission
- Estimated Claim Quantum
Submit the Documents Submit the Care Health Insurance( Formerly known as Religare Health Insurance) payment claim form along with the following documents:
- Print ID Evidence
- Letter from the Croaker Advising Hospitalization / Individual Tests Discussion
- Hospital Bills and Discharge Card
- Pathological Reports and Payment Bills
- Police FIR Report and Post Mortem Report (if applicable)
Any other documents as needed by the insurer:
Claim Processing The submitted documents will be vindicated by the Care Health Insurance (Formerly known as Religare Health Insurance) platoon.
Your Claim Acceptance and Rejection will be communicated to you by the TPA.
Claim agreement Once your claim request is approved the insurer will settle the claim quantum.
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Customer Service:
| Customer service | 1800 102 4488 |
| Headquarters | Gurgaon, Haryana, India. |
| Founded | July 2012 |
| Number of Employees | 8500+ |
| Website | www.careinsurance.com |
Care Health Insurance Company Limited:
Unit no 604-607, 6th Floor, Tower C,
Unitech Cyber Park, Sector 39,
Gurgaon – 122001.
TOLL-FREE NUMBER(S):
| 1800 102 4499 (Sales) | 1800 102 4488 (Services) | 8860 402 452 (Whatsapp) |
People Also Search:
| www | insurances |
| market place | insurance on a car |
| car insurance | insure car insurance |
| car ins | health insurance |
| insurance car | health care |
| insurance | healthcare |
FAQs About Care Health Insurance:
How much should I Pay for Health Insurance?
The cost of health insurance can vary widely depending on a number of factors, including your age, location, health status, and the level of coverage you need. In general, you can expect to pay a monthly premium for your health insurance, which can range from a few hundred to several thousand dollars per year.
To get a more accurate estimate of how much you should pay for health insurance, you may want to consider shopping around and comparing quotes from multiple providers. You can also use online calculators or speak with a licensed insurance agent to get a better idea of what you can expect to pay based on your specific needs and circumstances.
It’s important to remember that while cost is certainly an important factor to consider when choosing a health insurance plan, it’s not the only one. You should also take into account the level of coverage provided, the provider network, and any deductibles, co-payments, or other out-of-pocket expenses you may be responsible for. Ultimately, the goal should be to find a plan that offers the coverage you need at a price you can afford.
How much Premium is for Health Insurance in India?
The premium for health insurance in India varies depending on several factors such as the age of the insured, the sum insured, the type of plan, the insurer, and the location.
Typically, the premium for an individual health insurance plan in India can range from a few thousand rupees to several tens of thousands of rupees per year. The premium for a family floater plan, which covers multiple members of a family, may be higher than that of an individual plan.
It is important to note that the premium for health insurance in India is subject to change based on various factors and it is advisable to compare plans from different insurers before making a decision. Additionally, some insurers may offer discounts or other benefits that can help reduce the premium amount.
What are the 5 Main Types of Insurance?
1. Health insurance: This type of insurance covers the cost of medical treatment, including doctor visits, hospitalization, and prescription medication. Health insurance can be purchased privately or provided through an Employer.
2. Life insurance: Life insurance provides financial support to beneficiaries in the event of the policyholder’s death. The policyholder pays premiums in exchange for a death benefit, which can be used to cover funeral expenses, pay off debts, or provide ongoing financial support for loved ones.
3. Auto insurance: Auto insurance protects drivers from financial losses due to accidents, theft, or damage to their vehicles. It can also cover liability if the policyholder is found responsible for an accident that causes property damage or injury to others.
4. Home Owners insurance: Homeowners insurance provides coverage for damage or loss to a policyholder’s home and personal property. It also provides liability coverage in case someone is injured on the policyholder’s property.
5. Disability insurance: Disability insurance provides income replacement if the policyholder is unable to work due to a disability. It can be purchased privately or provided through an employer.
