Federal Credit Union: The best Bill Pay and Online Login…

Your Choice Federal Credit Union BillPay is an online service available through eBanking that allows you to pay your bills directly out of your checking account with many clicks of a button.

Once a payee is set up in Online BillPay, you can record them to be paid once or as a recreating payment.

How To Your Choice Federal Credit Union Online Bill Payment

Guests of Your Choice Federal Credit Union can pay their bills by logging in to the sanctioned website http//www.yourchoicefcu.com/( given below) and visiting the Pay Bills Section to make the payments.

However, you can communicate Your Choice Federal Credit Union backing using the information handed down, If there’s a problem or need backing.

Your Choice Federal Credit Union Form Image Your Choice Federal Credit Union BillPay is an online service available through eBanking that allows you to pay your bills directly out of your checking account with many clicks of a button.

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How To Your Choice Federal Credit Union Login

your choice federal credit union
your choice of federal credit union

To login in one should visit the bill payment website http//www.yourchoicefcu.com/ and enter his/ her username/ word in the right section of the runner and press login.

However, click the forgot word If you’ve forgotten your word or stoner ID.

In the section My Accounts, you’ll be suitable to view your outstanding bills and pay via the online banking facility.

However, visit the Offers Runner, If you wish to redeem price points.

Why is BillPay Beneficial?

It’s Free – When you subscribe for eStatements.

Inflexibility – You can pierce online BillPay24/7 to schedule your payments in advance.

Convenience – You can pay your bills from anywhere you have Internet access and you can track the status of your payment online.

your choice federal credit union
your choice of the federal credit union

Savings – You do not have to buy envelopes, and prints, or make a special trip to correspondence off your bills.

Peace of Mind – You can record your BillPay payment the nanosecond you get your bill and know it’ll be transferred to the payee on time.

Saves you time – Schedule recreating payments(e.g., mortgage payments, string bills, phone bills, etc.)

Loan Rate

Rates effective June 16, 2022

Vehicle Loans
3New Auto

Payment Per $1,000 Borrowed

36$28.21 – $31.861.00% – 9.14% 
48$21.48 – $25.191.50% – 9.64% 
60$17.42 – $21.191.75% – 9.89% 
66$16.01 – $17.892.00% – 6.14%The term may not be available based on a credit evaluation
72$14.97 – $16.882.50% – 6.64%The term may not be available based on a credit evaluation
84$13.55 – $14.613.75% – 6.00%The term may not be available based on a credit evaluation

Used Auto
36$28.32 – $31.981.25% – 9.39% 
48$21.59 – $25.311.75% – 9.89% 
60$17.53 – $20.712.00% – 8.89% 
66$16.12 – $18.012.25% – 6.39%The term may not be available based on a credit evaluation
72$15.08 – $17.002.75% – 6.89%The term may not be available based on a credit evaluation

Other Secured Loans2
Up to 60 months$19.22 – $21.505.74% – 10.49% 
Greater than 60 months$19.22 – $21.505.74% – 10.49% 

Not Fully Secured2
12$85.97-$91.255.74% – 16.99 
24$44.44 – $49.716.24% -17.49% 
36$30.77-$36.716.74% –17.99% 
48$24.07-$29.397.24% -17.99% 

Share Secured
12$84.15-$84.381.79% -2.29% 
24$42.57-$42.792.04% -2.54% 
36$28.78- $29.002.29% -2.79% 
48$22.05-$22.272.79% -3.29% 
60$18.33 -$18.563.79% -4.29% 

CD Secured
VariesVaries2.00% Above
CD rate

Home Equity4


Payment Per $50,000 Borrowed
5-Year Interest Only
5 Years$915.203.75% 
10 Years$506.234.00% 
15 Years$376.144.25% 
20 Years$323.114.75% 

Home Equity Line of Credit
5 Year Interest Only 4.75%1,6 

Classic – Minimum Limit $300 14.76% 
Gold – Minimum Limit $5,000 8.75% 

1. APR = Annual Percentage Rate  Individual loan rates are determined by members’ specific credit history. Rates are subject to change at any time.
2. Package of Protection is not available for these loans.
3. The lowest rates include the following discounts:50% for Stellar Relationship (Direct Deposit, automatic loan payment, Checking, and e-statements) AND
-25% for Premiere OR High Yield Checking AND
-50% with Package of Protection AND
-25% for using our Auto Advisor
4. Service4 Rate Discounts are available only on consumer loans.
5. 1st Position.   Non-Primary Residence .50% above the applicable rate
6. Variable rate tied to Prime Rate
Full loan disclosures will be given when the loan is disbursed.

Financial Education

At First Choice Credit Union, fiscal education is an important part of the value we want to deliver to our members.

During these grueling times, it’s easy to come overwhelmed. 

still, it’s during these grueling times that it’s most important to stay on top of fiscal issues as knowledge will lead to a stopgap.

Low-Cost Bus Loan Resource Center

When copping an auto, truck, boat, motorcycle, or caravan, information is your stylish friend.

Our Low-Cost Bus Loan Resource Center has papers, calculators, and exploration tools that will prepare you for the task.

Of course, you can always stop by a First Choice CU branch and pick the smarts of our knowledgeable staff.

Whichever system you choose, you will be more set for

your vehicle purchase after you’ve explored all of your coffers.

MasterCard, VISA, and American Express cards in Apple.A Credit Card computation that just might shock you.

Let’s say you have a credit card with a balance of$,000, an 18 interest rate, and made a$100.00 payment 

every month- would it shock you to know that it would take you 94 months to pay off this credit card?

That is over 7 times! In the end, you would be paying back an aggregate of$.

That is$ in interest! This information is also grounded on the fact that you would not add any further charges to the card and your interest rate noway changed.

IMPORTANT memorial

your choice federal credit union
your choice federal credit union

When you leave our First Choice Credit Union web point, we will in no way direct you to a point that will bear you to modernize particular information, 

give your account number or word/ Leg. First Choice Credit Union nor any of our mates will ever shoot you a dispatch asking 

you to click on a link and also modernize or corroborate particular information.

Your Choice Federal Credit Union Hours of Operations

Monday 8:30 am – 5:00 pm
Tuesday 8:30 am – 5:00 pm
Wednesday 8:30 am – 5:00 pm
Thursday 8:30 am – 5:00 pm
Friday 8:30 am – 5:00 pm
Saturday Closed
Sunday Closed

Your Choice Federal Credit Union Overview

Website: http://www.yourchoicefcu.com/

Create a new account:

Online Login/Sign in: http://www.yourchoicefcu.com/

Forgot Password Link:

Payment Mode: Checking,

Support Phone Number:

Routing Number: 231379225

Contact Us

Mailing Address:

First Choice Credit Union – Main Office:

1055 South Congress Ave.

West Palm Beach, FL 33406

Telephone Numbers:

Telephone: (561) 641-0100  Select option 2 for our Contact Center

Toll-Free: (800) 449- 3328

Fax: (561) 641-2735

Our Contact Center Representatives are available to assist you:

Monday – Thursday, 8:00 a.m. – 5:00 p.m.

Wednesday 10:00 a.m. – 5:00 p.m.

Friday 8:00 a.m. – 5:30 p.m.

Lost Card Notification: Mastercard (800) 325-3678

Lost Card Notification: Visa Debit Card (800) 472-3272

Re-Pin or select a new PIN for your Visa Debit Card (800) 992-3808

CALL 24:

(561) 642-6686 Local

(800) 731-3328 Toll-Free



Reminder – email is not secure, please DO NOT include

your account number, PIN, or any other personal information.

We will respond to your email during our regular business hours

Online Banking – Self-Help Federal Credit Union

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Your Choice Federal Credit Union Latest Bill FAQ

What is a Credit Union?

A credit union is a collaborative, not-for-profit financial institution organized to promote providence and give credit to members.
It’s member-possessed and controlled through a Board of Directors tagged by the class. The Board serves on a levy base.

Are savings deposits in the Credit Union insured?

Yes. All savings accounts are insured up to at least$,000 by the NCUA, the National Credit Union Administration, an agency of the civil government.

What is Home Banking?

Home Banking, our online banking service allows members to view their account information online. With this service, members can perform the following
View and publish your balances and regard histories. subscribe up to admit your statements online.
View clones of canceled checks as they clear your account. Apply for a VISA Debit Card.
Transfer finances between your FCCU accounts, including Cross Account transfers between preliminarily designated other accounts.
Make consumer loan and MasterCard payments from your savings or checking account.
Pay bills online with our Online Bill Pay point.
Reset your word( Forgotten word Set-up allows you to reset your own word).

What is Online Bill Paying?

Online Bill Paying is a service that allows you to set up
your yearly payments to be paid automatically from your First Choice Credit Union checking account.
You control when the finances will be subtracted from your account as well as the quantum.

Is there a fee for using Online Bill Paying?

Our Online Bill Paying Service is FREE to all active druggies with a Value Plus, Premiere, or High Yield Checking Account.
An active stoner pays at least two bills per month using this service. 
Members with a Value checking account will be charged a $3.95/ mo figure.

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