Keep Your Loved One’s Safe with Care Health Insurance

In the moment’s world, health insurance is needed for all age groups, and by paying a standard manageable decoration, you can guard yourself against extravagant medical bills.

Thanks to the rapid-fire adaption of the internet and mobile technologies, individuals and families can now compare, access, and purchase multiple products in just many clicks.

The process of buying health insurance online has been simplified by digitization.

Purchasing health insurance online is less precious because there are no interposers involved and most insurers offer online abatements to their guests.

It’s also veritably accessible for guests to compare multiple insurance plans grounded on features and decoration to choose the option that’s stylish and suited to their specific requirements.

You can buy Care Health Insurance plans( formerly known as Religare Health Insurance) online to get unique health benefits.

Care health policy( Religare health policy) offers exclusive health plans that give maximum content at an affordable decoration.

You can compare multiple features of the Care health plan( Religare health plan) like eliminations and rejections, the number of affections covered, age criteria, etc., while copping online.

You can also check for the list of network hospitals on the Care insurance website and know your nearest cashless healthcare provider.

You can also renew your health plan online from the comfort of your own home or anywhere different.

This allows you to save time and trouble. Secure payment gateways ensure the sequestration and confidentiality of particular data from end to end.

Besides that, the time it takes to pierce insurance is reduced because individuals can respond 

to queries incontinently and insurers can corroborate handed information in real-time.

Disclaimer:

Information Over is just for reference. Kindly relate the T&C of policy completely, Do relate IRDAI guidelines for duty impunity conditions.

• IBAI Claims text for FY 19- 20
  number of claims settled till Feb 2022

** 20 reductions It’s 10 reductions for a 3- time policy term and 10 reductions for assuring 4, 5, or 6 members of the same family, in the same policy, on an individual sum ensured base.

An insurance plan Health Insurance is perfect to protect you, your family, or your parents

Myself

For Individuals aged between 18 to 65 years.

No capping on room rent – Treatment at a Single Standard A/C room

Hospital cash benefits

All daycare procedures are covered

Cost of health check-ups for every claim-free year.

My Family

Affordable Health Insurance covers on a floater basis

Covers Dental / ophthalmic treatments on an OPD basis

Up to 100% Increase in Sum Insured upon a claim-free renewal

Benefits include an Air ambulance facility and availing Second medical opinion

No capping on room rent – Treatment in a Single A/C room

My Parents

For Senior citizens aged between 60 to 75 years

No pre-insurance medical test required

Covers pre-existing diseases from the second year onwards

Medical Consultations as an OutPatient in a Network Hospital

Guaranteed lifetime renewals

TOP PLANS

Care Freedom for Diabetes

Room rent limit

Twin sharing room (Up to Rs. 3,000 per day)

No claim bonus

Not Covered

Starting at

₹ 913/month:

Care Global (Global Coverage)

Room rent limit

Single Private A/C Room (Upgradable if not available)

No claim bonus

10% increase in Sum Insured (max 50% and 10% decrease in case of a claim)

Starting at

₹ 3354/month

Care Freedom

Room rent limit

Twin sharing room (Up to Rs. 3,000 per day)

No claim

bonusNot Covered

Starting at

₹ 471/month

Care Health Insurance( Formerly Religare Health Insurance) offers motherliness insurance plans, elderly citizen insurance plans,

Diabetes and hypertension coverage, cancer/ critical illness insurance, top-up health insurance plans, and individual and family floater insurance plans.

These plans are designed to cover the cost of precious medical treatments, technical medical procedures, individual tests, sanitarium room charges, etc.

Care Health Insurance at a Glance:

Features	Specifications
Hospital Network	7400+
Incurred Claim Ratio ( 2018-2019)	55%
Claim Settlement Ratio	95%
Waiting Period specified for Pre-existing disease(s)	4 years
Policy Renewability	Lifetime renewal
Total Claim Paid	7lakh+

List of Care Health Insurance Plans

Care Health Insurance( Formerly known as Religare Health Insurance) Company offers a comprehensive range of health insurance plans to guests.

The list of colorful health insurance plans offered by Care Health is given below

1. Care Health Insurance Plan

For Family

Min. Age91 days

Max. no age Limit

Min. CoverageRs 3 lakh

Max. coverage 6 crore

2. Plan’s names are Joy Insurance Plan

For Pregnancy

Min. Age1 days

Max. Age65 Years

Min. CoverageRs 3 lakh

Max. coverage 5 lakh

3. Plan names are Senior Health Insurance Plan

For senior citizens

Min. Age61 years

Max. no age Limit

Min. CoverageRs 3 lakh

Max. coverage 10 lakh

4. Plan names are Health Enhance Super Top-up Plan

For top-up

Min. Age1 day

Max. no age limit

Min. CoverageRs 1 lakh

Max. coverage 55 lakh

5. Plan names are Freedom Plan

For diabetes, high BP & BMI

Min. Age90 days

Max. no Age Limit

Min. CoverageRs 3 lakh

Max. coverage 10 lakh

6. Plan names are Critical Illness Insurance Plan

For critical Illness

Min. Age18 years

Max. Age65 years

Min. CoverageRs 1 lakh

Max. coverage 25 Crore

7. Plan names are Cancer Mediclaim Policy

For cancer

Min. Age5 years

Max. Age50 years

Min. CoverageRs 10 lakh

Max. coverage 2 crore

8. Plan names are Heart Care Insurance Plan

For heart diseases

Min. Age18 years

Max. no Age Limit

Min. CoverageRs 3 lakh

Max. coverage 10 lakh

9. Plan names are Arogya Sanjeevani Policy

For Individuals

Min. Age3 months

Max. Age65 Years

Min. CoverageRs 50,000

Max. coverage 10 lakh

10. Plan names are Operation Mediclaim Policy

For surgeries

Min. Age5 years

Max. Age50 years

Min. AgeRs 10 lakh

Max. AgeRs 2 Crore

11. Plan names are Corona Kavach Policy

For COVID-19

Min. Age1 days

Max. Age70 years

Min. CoverageRs 50,000

Max. coverage 5 lakh

12. Plan names are Health Care Advantage Plan

For family

Min. Age91 days

Max. no Age Limit

Min. CoverageRs 25 lakh

Max. coverage 1 crore

13. Plan names are Health Secure Personal Accident Insurance Plan

For accidents

Min. Age91 days

Max. Age70 years

Min. CoverageRs 10 lakh

Max. coverage 25 Crore

Why Buy Care Health Insurance Plans?

You can buy some of the most comprehensive and wide range of medical insurance plans from Care Health Insurance( Formerly known as Religare Health Insurance).

still, you can check out the list of reasons that make it a salutary choice

If you’re planning to buy one from Care Health Insurance( Formerly known as Religare Health Insurance). 

Promising Claim Agreement rate- The Care Health Insurance( Formerly known as Religare Health Insurance) company’s claim agreement rate also reflects appreciatively at 93.

It’s important to check the CSR of the company, which is the rate of the claim settled to the claims entered by the Insurer.

The more advanced the chance, the better the claim agreement capability.

Ultra-wide Hospital Network The insured people have an option to mileage treatment in further than 7400 leading hospitals across India.

Easy Claim and Grievance Redressal Care client care and health insurance platoon are well-equipped to feed your queries around- the timepiece. 

Just bring your conditions to the insurer and you’ll get an acceptable resolution right down. The turn-around item for cashless health insurance claims is around 2-

Comprehensive Health Insurance Products The insurance products offered by the Care Health Insurance( Formerly known as Religare Health Insurance) company are- inclusive. 

ensured members can insure good health by serving the right treatment at one of the stylish hospitals in India or abroad, as per the plan bought.

Key Benefits of Care Health Insurance Plan

Care Health Insurance( Formerly known as Religare Health Insurance) offers comprehensive health insurance plans that make it a smart choice for you and your family.

Following are the crucial benefits of Care Health Insurance( Formerly known as Religare Health Insurance) plans that a policyholder can mileage.

Care Health Insurance( Formerly known as Religare Health Insurance) offers health insurance plans for families of up to 6 members( 4 Grown-ups and 2 Children)

Its health insurance plans offer expenditure content for over 30 Days and 60 Days prior to and post hospitalization

Care Health Insurance( Formerly known as Religare Health Insurance) also provides critical illness coverage and pays for the charges incurred on treatment of life-hanging ails

The insurer also gives an option for mileage volition treatment cover, day-care procedures, ambulance cover, health check-ups, and the likewise

The insurance company has designed specific health plans that cover 16 critical heart-related conditions

A wide range of defined surgeries are also recompensed by Care Health Insurance( Formerly known as Religare Health Insurance) plans

Pre-existing conditions are covered after a staying period of 4 times

Care Health Insurance( Formerly known as Religare Health Insurance) programs are lifelong renewable,

and the policyholder doesn’t have to worry about any fiscal issue that may strike during a medical exigency

Care Health Insurance( Formerly known as Religare Health Insurance) has tie-up with further than 7400 hospitals where the insured person can mileage cashless treatment installation

bus recharge or restoration of the sum ensured is handed in case the content is exhausted after serving the medical treatment

Care Health Insurance( Formerly known as Religare Health Insurance) provides an easy portability option to its guests.

It follows a simple process including checking decoration payments, furnishing content details, and pending payments.

The insured can mileage-free medical scan installations as well

Care Health Insurance Plan Add-on Covers

The following are the add-on covers offered by Care Health Insurance( Formerly known as Religare Health Insurance) with all their medical insurance plans

No Claim perk Super This add-on cover by Care Health Insurance( Formerly known as Religare Health Insurance)

provides an increase in the sum ensured by 50 for every claim-free time up to outside of 100

Everyday Care This add-on cover provides 1 of Sum Insured for croaker discussion & individual tests each

Unlimited Automatic Recharge This add-on is cover by Care Health Insurance( Formerly known as Religare Health Insurance)

provides reinstatement of the sum ensured every time it gets exhausted, for an unlimited number of times.

Air Ambulance Cover This add-on cover provides proper content for treatments that aren’t in your megacity

particular Accident Cover This add-on cover provides an Accidental Death cover and endless Total Disability cover for over 10 times the Sum Insured

International Second Opinion This add-on cover provides you the option to consult croakers before going ahead with any course of treatment.

Global Coverage This add-on cover provides cashless cover at network hospitals outside India

Care Health Insurance Plan Inclusions

Addition of Care Health Insurance( Formerly known as Religare Health Insurance) Plans may differ from one plan to another. Some of the eliminations that are common under all the programs are given below

Outpatient Hospitalization Cover-Care Health Insurance( Formerly known as Religare Health Insurance) plans to cover in-case 

hospitalization charges including room rent, boarding charges, ICU, OT, blood, croaker freights, and analogous payouts

Pre-hospitalization Cover- The cost of treatment before the sanitarium admission is also paid up to the specified limit and for a specific number of days

Post-hospitalization Cover- The cost of treatment including drugs, individual tests, etc.

after getting discharged from the sanitarium is also paid up to the specified limit and for a specific number of days

Domiciliary hospitalization Cover- If the croaker recommends home treatment also it’s also paid by the insurer

Health Check- up installation- Care Health Insurance( Formerly known as Religare Health Insurance) plans also cover certain health check-ups as specified in the policy wording

Indispensable Treatments- These refer to indispensable medical treatments similar to Ayush hospitalization, Homeopathy, Unani, Siddha, and Ayurveda

Day Care Treatments- Care Health Insurance( Formerly known as Religare Health Insurance) plans cover treatments that don’t bear 24- hours of hospitalization

Organ patron Cover- The stylish part about Care( Formerly known as Religare) medical insurance plans is that it pays for organ patron costs as well

No Claim perk- The insurer also pays an A- claim- reduction for not filing a claim during the policy term. The sum insured quantum is increased by the chance of NCB at the time of renewal

Alternate opinion- The insured person can also get compensation for taking an alternate medical opinion on the ongoing treatment

Recharge of SI- In case the sum insured is exhausted it’s restored during the policy term

Care Health Insurance Plan Exclusions

The rejections under the Care Health Insurance( Formerly known as Religare Health Insurance) programs may vary from one plan to another. 

still, the following are the rejections that are common to all the plans.

Any opinion of conditions or any witnessing of surgery whose signs or symptoms first do within 30 days of the policy launch date

Charges attributable to tone-foisted injury i.e. performing from self-murder or a tried self-murder

Charges attributable to alcohol or medicine use/ abuse/ abuse

Medical charges incurred in the treatment of AIDS

Treatment due to gestation and parturition, confinement, revocation, and its consequences

natural conditions

Tests and treatment relating to gravidity and in-vitro fertilization

Hospitalization due to war, hoot, strike, nuclear munitions

Care Health Insurance Claim Process

Partake the Information give hospitalization details and other medical details of the insured person including

Policy Holders ’ Name

Name of the Descendant

client ID

Details of the sanitarium and treatment

Date of admission

Estimated claim Quantum

Submit the Documents Submit the Care Health Insurance( Formerly known as Religare Health Insurance) payment claim form along with the following documents

print ID evidence

Letter from the croaker advising hospitalization/ individual tests discussion

Hospital bills and discharge card

Pathological reports and payment bills

Police FIR report and Post Mortem Report( if applicable)

Any other documents as needed by the insurer

Claim processing The submitted documents will be vindicated by the Care Health Insurance( Formerly known as Religare Health Insurance) platoon.

Your claim acceptance and rejection will be communicated to you by the TPA.

Claim agreement Once your claim request is approved the insurer will settle the claim quantum.

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Zoo Health Club

Customer Service:

Customer service: 1800 102 4488

Headquarters: Gurgaon, Haryana, India

Founded: July 2012

Number of employees: 8,500+

Website: www.careinsurance.com

Care Health Insurance Company Limited
Unit no 604-607, 6th Floor, Tower C,
Unitech Cyber Park, Sector 39,
Gurgaon – 122001

TOLL-FREE NUMBER(S):
1800 102 4499 (Sales)
1800 102 4488 (Services)
8860 402 452 (Whatsapp)

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FAQ

How much should I pay for health insurance?

A good rule of thumb is to have content that is about 50 of your periodic income. So, if you earn. 20 lakhs, aR. A 10 lakhs health insurance policy may be the right choice for you.

How much premium is for health insurance in India?

According to data from MyInsuranceClub. com, a Rs 5 lakh family floater covering tone, partner, and one child will bring anywhere between Rs,000 and Rs,000 annually.

A Rs 5 lakh individual health plan will bring a 35- time-old Rs,000-,000 a time.

What are the 5 main types of insurance?

Home or property insurance, life insurance, disability insurance, health insurance, and machine insurance are five types that everyone should have.